If you also have an account in Bank of Baroda and want to take a loan up to ₹ 500000, then you will get the loan in just 2 minutes. Currently, there is a rush to take loan, in such a situation, if you want to take a loan from Bank of Baroda, then just wait. You will get the loan easily by just following the necessary documents and steps.
The most important things to take a loan in Bank of Baroda are that you should have an account in Bank of Baroda, Aadhar should be linked to PAN, mobile number should also be linked, at least if this is the requirement then you are ready to take the loan.
What should be the eligibility to take bank loan?
To take a loan from Bank of Baroda, you must be above 18 and 21 years of age.
Loan will be available only when your CIBIL score is 750 or above.
The interest rate on personal loan of Bank of Baroda is 9.99% per annum.
The repayment period for the personal loan that you will take from Bank of Baroda ranges between 12 to 48 months. You will have to repay your entire loan in the meantime.
Bank of Baroda charges its processing fee while giving personal loan which is 1%.
Bank of Baroda gives minimum amount under personal loan up to ₹ 50,000 and up to ₹ 1000000.
The minimum income of a person taking personal loan from Bank of Baroda should be ₹ 25000.
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Documents required for online personal loan from Bank of Baroda
Passport
Ration Card
Permanent Residence Certificate
Last 6 Months Bank Passbook Statement
Voter ID Card, Aadhaar Card for Driving License
How to take BOB Personal Loan? – whole process
To take a loan from Bank of Baroda, first of all you have to go to the official website of Bank of Baroda www.bankofbaroda.in. After that, after going to the home page, you will get the option of registration. You have to register by entering your mobile number and all other details. After that, people People will have to do it by clicking on the button.
Now after this, you will see a loan option, from there you will click on personal loan.
After this, the option of Pre-approved Personal Loan will open in front of you, on which you have to click.
After clicking on this tab, a new page will open in front of you.
Under next step you have to click on the option of proceed.
After clicking, you will have to fill-up the mobile number, as soon as you enter the mobile number, an opt will come on your number, you will have to enter that opt here.
Then after that the page that will open, you have to enter all your details which have been asked from you here. Then OTP will be sent to your number again, you have to enter it.
This time, in the page that will open in front of you, you will have to enter how much loan you want. Along with this, you will also enter here the period for which you will repay this loan.
Next you have to click on the proceed option.
Next, now you have to click on the accept button regarding the term and conditions related to the loan.
After accepting, the opt will be sent to you again. You have to enter this OTP, after this your process will be almost complete.
Now a message will come on your registered mobile number that the amount asked for the loan will be transferred to your bank account.
By following this process, you can get a loan immediately without going to the bank and you are completely free from the hassle of submitting any kind of document.
BOB Personal Loan Offline Apply
First of all you have to fill the form for personal loan from Bank of Baroda.
You should get information about all the personal loan schemes being run by the bank.
Contact the Bank of Baroda representative by filling the online form.
Your loan will be approved within a short time.
If you want more detailed information about personal loan from Bank of Baroda, then you can call the given telephone number and get direct information from there, whose number is- 9878981166.
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